Guaranteed 50 Plus Life Cover

1. Average funeral costs calculator

2. Your free life cover quote

Please select 'Yes' to smoker status if your client has used tobacco products or nicotine replacement therapy in the last 12 months.

Important Information

If you select a level of cover we will quote the nearest amount available based on the details you have provided. The quote does not constitute an offer. If your client has a birthday before the cover starts the quoted figures shown may change.

Depending on how long premiums are paid for, the total premiums paid may be greater than any benefit paid out by the policy. Premiums cease at age 90 but cover continues for life.

To calculate how many premiums your client could pay: multiply monthly premiums by 12 and then multiply the answer by the number of years and part years between now and the client's 90th birthday.

For example, an 80 year old client would pay:

£20 premium x 12 months x 10 years = £2,400

Amount payable on death before 2nd anniversary of policy
Non accidental death 1 ½ times the premiums paid
Accidental death 3 times the sum assured or £48,000, whichever is lower.
Amount payable on death after 2nd anniversary of policy

The full sum assured chosen (less any Serious Illness benefit already paid). If Terminal Illness benefit has been claimed there will be no pay out upon death.

Amount claimable for serious or terminal illness diagnosed after 2nd anniversary of the policy
Serious Illness 20% of the sum assured – this reduces the amount payable on death or terminal illness.
Terminal Illness 100% of the sum assured – less any Serious Illness benefit already paid. The plan will end and there will be no pay out on death or serious illness.

OneFamily is a trading name of Family Assurance Friendly Society Limited (FAFSL). FAFSL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Engage Mutual Services Limited (EMSL) is a non-regulated wholly owned subsidiary of FAFSL. EMSL will introduce customers to The Co-operative Funeralcare, Golden Charter Ltd, The Co-operative Legal Services, RedArc and Grace Consulting, none of which are authorised or regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

The products featured on this site are available to UK residents only, and unless otherwise stated, are provided by Family Assurance Friendly Society Limited.

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